currently available for
Florida residents only
© Copyright 2015
Mel Ratcliff
Site updated: 3.12.2024
Site designed & maintained by the web divas at The August Agency LLC
Securities offered through
Raymond James Financial Services, Inc.
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on the is site. Contact your local Raymond James office for information and availability.
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Investment advisory services offered through Raymond James Financial Services Advisors, Inc.
Blue Chip Divas, Inc. is not a registered broker/ dealer and is independent of Raymond James Financial Services, Inc.
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About Blue Chip Divas
We have been serving women, and their loved ones, with their financial concerns for more than 25 years, always recognizing and appreciating the special worth of women. Recently we decided to salute the value of our clients by embracing the name Blue Chip Divas.
Mel Ratcliff
Financial Advisor, Raymond James Financial Services
Founder, Blue Chip Divas, INC.
We Value...
Mel is best known as the creator of
library of educational and informative programs that assist women in navigating the transitions of their unique financial journeys.
, one of the most popular programs, has graduated more than 10,000 women since its creation in March of 1991.
Mel, a native of Vero Beach, Florida, lives in a historic Vero Beach neighborhood with his wife and black Lab.
